"Do not save what is left after spending, but spend what is left after saving."
– Warren Buffett
– Warren Buffett
Understand how inflation can change the future value of your money.
A wedding budget of ₹15 lakh today will cost about ₹26.9 lakh in 10 years at 6% inflation — and about ₹38.9 lakh at 10% inflation. Planning for the current amount without adjusting means falling ₹12–24 lakh short of the actual cost.
Projects the selected amount using the chosen annual inflation rate. Inflation varies across products, services, and time.
The result is an educational estimate, not a guaranteed return or personal financial recommendation. Review current product documents and consult a qualified advisor before investing.
Inflation is the silent wealth destroyer. At 6% inflation, ₹1 crore today has the purchasing power of ₹55 lakh in 10 years and ₹31 lakh in 20 years. This is why "safe" fixed deposits at 7% post-tax (~4.9%) lose purchasing power. This calculator makes inflation tangible — use it to stress-test your goals: if education costs inflate at 10%, your ₹50 lakh target in 15 years is actually ₹2.1 crore.
Using RBI's headline CPI (4–6%) for personal planning — your personal inflation (rent, school fees, healthcare, lifestyle) is often 8–10%. Assuming salaries keep pace with inflation — real wage growth in India has been near zero for years. Not inflation-adjusting all long-term goals — a ₹2 crore retirement corpus at 6% inflation is only ₹1.1 crore in today's money after 10 years.
No. They are educational estimates based on the inputs and assumptions shown on this page.
No. Unless stated otherwise, taxes, fees, charges, and product-specific rules are not included.
Use it to compare scenarios, then verify current product documents and seek qualified advice before making a decision.
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